U.S. Housing Inventory and Pricing Landscape: What Mortgage Seekers Need to Know
A Shift Toward Buyer-Friendly Conditions In mid-2025, the U.S. housing market has begun a gradual rebalancing. Inventory levels are on the rise as sellers navigate affordability challenges and high mo... ...more
Mortgage
July 30, 2025•3 min read
The Hidden Costs of a Mortgage: What You Need to Know About Fees Beyond the Rate
Understanding the True Cost of a Mortgage When comparing mortgage options, most homebuyers focus on one number: the interest rate. While securing a low rate is certainly important, it’s only one part... ...more
Mortgage
July 30, 2025•3 min read
Are My Disclosures the Final Number I’m Obligated To?
When you're in the middle of the mortgage process, one of the most common questions buyers ask is: Are the numbers on my disclosures the final amount I'm locked into? It’s a great question—and the sho... ...more
Mortgage
April 04, 2025•2 min read
Why Did My Credit Get Pulled After I Applied for a Mortgage — and How Do I Stop the Spam Calls?
If you recently applied for a mortgage and suddenly started getting calls, emails, or texts from other lenders, you’re not alone. This can feel invasive and confusing—especially if you didn’t expect y... ...more
Mortgage
April 04, 2025•2 min read
What Does My Credit Score Need to Be to Buy a Home?
Your credit score is one of the biggest factors lenders consider when approving you for a mortgage. If you’re wondering, "What does my credit score need to be to buy a home?", here’s a breakdown of th... ...more
Mortgage
March 11, 2025•2 min read
How Are Mortgage Rates Right Now?
Mortgage rates play a crucial role in determining affordability for homebuyers and refinancing homeowners. If you’ve been wondering, "How are rates right now?", you’re not alone. Here’s an updated loo... ...more
Mortgage
March 11, 2025•2 min read
How Much Are Closing Costs?
Closing costs can be one of the most surprising parts of buying a home. This blog breaks down the typical closing costs you'll encounter, including loan origination fees, appraisals, inspections, titl... ...more
Mortgage
February 04, 2025•2 min read
How Much Do You Qualify For?
Wondering how much you can borrow for your next home? This blog explains how lenders determine how much you qualify for by looking at income, credit score, debt-to-income ratio, and more. Learn what s... ...more
Mortgage
February 04, 2025•2 min read
