Chasing the lowest rate sounds smart until the loan does not close on time and your earnest money is gone. Matt Collett explains what actually matters when choosing a mortgage lender and why rate is only part of the equation.
By the time a major publication runs a story about falling mortgage rates the window may already be closing. Matt Collett explains why your local lender is a far more reliable source than financial news headlines.
Comparing lenders by monthly payment and cash to close sounds smart but it can be misleading. Matt Collett explains the one step most buyers skip that reveals which lender is actually offering the best deal.
Before you can buy a home you need a mortgage and before you get a mortgage you need a strategy. Matthew Collett explains what pre-approval actually involves and how the right loan structure makes all the difference.
