When you're in the middle of the mortgage process, one of the most common questions buyers ask is: Are the numbers on my disclosures the final amount I'm locked into? It’s a great question—and the short answer is: not always.
If you recently applied for a mortgage and suddenly started getting calls, emails, or texts from other lenders, you’re not alone. This can feel invasive and confusing—especially if you didn’t expect your personal information to be shared. So what’s going on? The answer lies in something called a trigger lead.
Your credit score is one of the biggest factors lenders consider when approving you for a mortgage. If you’re wondering, "What does my credit score need to be to buy a home?", here’s a breakdown of the minimum requirements, how your score affects your loan options, and what you can do to improve it.
Mortgage rates play a crucial role in determining affordability for homebuyers and refinancing homeowners. If you’ve been wondering, "How are rates right now?", you’re not alone. Here’s an updated look at what’s happening with interest rates and what it means for you.